Tuesday, November 4, 2008

We have moved... Can you hardly believe it?!?

Oh, what a rocky week! Phew... I am SOOOOO glad that this whole ordeal is over.

Here's how it went... On Tuesday night, we found out that our closing costs were going to be significantly lower than what was put forth on our good faith estimate just a couple of days before we were to close. Not that we were complaining, but it did make us go, "hmmmm???" Of course, the title company was waiting on the final approval from the lender Tuesday afternoon, and they didn't receive it. We were given the amount, but told to round up to 3K just to be on the safe side and we'd get a check back for the difference after closing. We scheduled to close first thing Wednesday morning, so we would be able to have funding take place on the same day and we could get the keys and move.

You might remember that Trey had just received his work schedule for the end of October through November, and found out that he only had off on the day we were to close, the next day and Nov. 3rd (his birthday). After that he wouldn't be off until December. Not exactly conducive to moving.

We got up on Wed. morning and were ready to race to the bank to get the cashier's check when I received a call from our realtor telling us that the title company says that the lender is refusing approval due to a problem with the closing costs, and it needed to be corrected. Trey called the lender and told them that the missing money was the amount of the full year of property taxes. He was hoping that by telling them what the deal was, they could resubmit, and we could still close the same day. Once the lender and the title company spoke, they decided to stick with the title company's assessment and they would fax final approval and we could close.

We ran to the car, drove to the bank, and got the bank check for 3k. We drove to the title company and actually closed at 10 am as planned. The only hiccup was that they were listing that the pest inspection still needed to be paid, but we had already done so when we had the home inspected, and provided the invoice. The amount was credited back to us at closing, and we received a check for almost $500 the next day.

Now, what about the move, you might ask? We had almost everything packed. I found a local moving and storage company in Athens that would pick up the stuff and deliver it to the new house and unload for $60 an hour. We had to great guys load us up and take everything to the new house. It was about $450 when all was said and done with a hefty tip included, and it was worth every penny. After getting the uhaul truck and having to do all the work ourselves and in the time that Trey had available while working around the kids, it would have been just way too crazy.

The week that followed was spent unpacking box after box. Trey replaced all the deadbolts throughout the house. He installed blinds in the all the windows. The day we closed, he spent about an hour and a half at Lowe's having them cut our blinds to fit.

Mom came down this past weekend, and we painted Kathryn's room pink just like she has always wanted to have done. We still have to find the perfect bedding for it, but she's just so ecstatic.

Jacob is going to have a cowboy room. We won't have to paint because it has a nice neutral tan color on the walls already, so it will all be in the accessories. ha ha.

I can't wait to do my room. I love love LOVE our master bathroom. They jacuzzi tub kept tripping the fuse, and the builder had the electrician come out and check it over. All it needed was a new fuse. We are having dishwasher issues, but that will be fixed shortly. I'm getting really sick of having to do all my dishes by hand. But it's worth it being able to live here. The house just feels like us.

2 comments:

larainydays said...

good luck with your projects. It is always fun to start fresh.

Mary Bergfeld said...

How nice you are in your new home :-) You have lots of projects but it sounds like you are really enjoying making your home really yours. I am new to your blog, but I will be back. I hope you have a great day. Blessings...Mary