The Appraisal is In!

Things seem to keep falling into place. We found out yesterday that our va appraisal did occur on Saturday. The house appraised for 2k more than our sales price. As you can imagine, we are very pleased. That is just one less issue that we have to deal with, so we are excited.

Trey will be at the house tomorrow morning so he can be present at the home inspection. This is the last major thing that has to take place and then we just have to wait for the loan officer to finish all the underwriting and we'll be on our way to closing on time. (Supposedly ha ha).

The lady that handles our loan has been going a bit wiggy over the money issue, because we have to prove how every dime gets into the bank account. I can't deposit a penny I find on the street without some form of documentation verifying it. Trey gets his gi bill money and they don't exactly send statements or anything, you just go on the computer and print it out, and they are having issues understanding that. I believe it's just because everything is on-line now instead of through mailed documents that they are having problems proving authenticity on things now. That's not our fault, that is just certain things lagging in the change of technologies.

We have been very pleased that ultimately this has been a very easy process. Just a few months ago we bought an all in one printer that has a scanner, and it has made our lives so easy in submitting documents. We just print out the bank statements, paycheck stubs, etc, scan them in and attach to emails and they have everything. Gone are the days of messing with a fax machine and hoping everything makes it. My mom was telling me about when my parents bought their first house how you had to mail everything back and forth. It was always one paper at a time and everything had to be notarized and waited on. It was crazy.

So, while we work to get this whole thing squared away, we are relieved that we still have plenty of time to get whatever might be needed, and that it has been relatively painless up until this point.