Friday, October 3, 2008

Inspection Done, Survey Check, On to Underwriting...

Phew, this has been an exciting week. Wednesday morning, the home inspection was done. There were a few things that needed to be fixed, but the house is in excellent shape. What you should expect from new construction. Our inspector was very impressed. He spent almost 4 hours looking over everything on a 1500 sq ft house. Trey showed up 15 minutes before the appointment, and found that the inspector was already up finishing up his inspection of the roof.

So, what was wrong with the house??? Like I said, not much. There were 2 nails on the roof that need to be pulled and the holes need to be caulked. The knob on the back door needs to be replaced. You can deadbolt it, but the door does not latch otherwise. There was a part of the stonework on the front of the house near the garage where something hit it, and it was starting to crumble a bit. Nothing major in the way of structure problems, but it was a cosmetic issue that should be taken care of. And lastly, we asked that the builder improve the drainage around the foundation of the house. Not that there has been a problem or will ever be a problem, but it's much better to be proactive on this. We knew that would come up anyway, and that's why we had it in the initial contract of the house purchase. Our realtor filed an amendment to the contract asking these things to be fixed, and the seller agreed. Trey and I told our realtor that if the seller tried to fight us on it, that he should be reminded that he will be receiving $1000 over his asking price, so he a few bucks on caulk that he probably has lying around one of his other building sites shouldn't be a problem. ha ha

Next thing that came up was that the lender didn't get the survey yet. We were told that one was ordered, but it looks as if the ball was dropped. So, Trey call several different companies locally and found one for a little over $400 instead of the $600 every other place quoted. That was supposed to happen in 3 days, but it's already been done as of this afternoon. They will just tack that cost on to the closing, and it's already included in our good faith estimate, so no worries.
According to our loan officer, now that that is done, she can submit all the paperwork for underwriting and we'll be set to close on time. T minus 11 days and counting...

Feel free to check out all the new pics. There are a lot of pics that Trey took, and a ton from the inspector.

http://s41.photobucket.com/albums/e255/ruhruh1979/Flagship/

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